I put off writing this post because:
- I think every person who has traveled ever has written it
- My advice really isn’t that groundbreaking
But I’m going to tell you anyway. I probably go on a trip every two months, usually only two big/expensive trips a year and a bunch of little trips scattered in between. To many, it seems like I travel a lot. To me, it’s never enough. But I do get asked a lot how I afford to travel.
The kind of trips I take play a big part in affordability. We use Groupon to book our big and out of country trips. The hotel and flight are usually bundled with some other perk and the savings are amazing. We only do these trips once, maybe twice a year, and it’s always during winter. Last year we went to Iceland and this year we went to Portugal. If we do another big trip it will only be because I’m tagging along on one of my boyfriend’s work trips.
I don’t do a lot on the weekends that will cost me money. I know some people enjoy going to the bar with their friends on the weekends, but that’s not exactly my idea of a great time which is where I save money. Instead of dropping $50 on drinks every weekend, that money is saved and put into tiny weekend trips every month or every other month. Traveling is what I enjoy so I choose to stay in most times. The only fun activity I ever really splurge on are concert tickets.
I have a cash back card. I get 1% back on purchases and 1% back when I pay. I take the money I earn from that and use it as spending cash when I’m actually on my trip.
I have two savings accounts. I put money away every month. One savings account is for the future – for a new car, new home, in case of extreme emergencies. The other savings account is for trips, things I want to buy in the future, and extra cash for my checking account which I use to pay my rent, bills, etc.
How I can afford to travel isn’t all that glamorous. I don’t make a lot of money, I don’t have a fancy book of budgeting, I don’t have a top secret website that scores me the best deals. I prioritize what I want to spend money on in my life and then I plan to get the best price – but it works for me so maybe it will work for you too!